Having adequate insurance cover is one of those things that becomes of vital importance at very specific moments of time – ie when you make a claim! If your property is under-insured, whether commercial or residential, you may find that you don’t have the cover that you need.
Obtaining good advice on recommended figures for reinstatement insurance is straightforward from chartered surveyors who offer this service and comes at a reasonable price. The RICS give clear guidelines to surveyors as to what is needed and it is vital that this advice is taken and updated appropriately.